India's AI-powered algorithmic equity platform. Risk-matched portfolios, nightly audits, and personalised advice - institutional-grade intelligence, on autopilot from ₹399/month.
Screening, risk-matching, monitoring, and advice - engineered to run while you sleep. Every screen above is the real product.
Each layer works independently. Together, they replace an entire fund management team.
A conversational AI assistant that knows your actual portfolio. Five specialised agents - advice, research, backtesting, and personal finance.
Universe Construction Engine filters 5,000+ stocks and maps them to your exact psychometric risk score - a 6-module assessment separating financial capacity from psychological tolerance.
Order Management System routes trades through your broker account. You review and confirm - the machine handles the rest. Rolling out after launch.
Six free financial calculators built for Indian investors. No login required.
Step-up SIP vs lump sum with inflation adjustment, year-by-year breakdown, and compounding chart.
Open calculator →Full EMI schedule, invest vs pre-pay decision, old vs new tax regime, prepayment impact.
Open analyser →Long-term capital gains tax on equity & MFs for FY2024-25 including ₹1.25L exemption and grandfathering.
Open calculator →Retirement corpus, children's education fund, or any wealth target - with the exact monthly SIP needed.
Open planner →Total cost of ownership - EMI, depreciation, insurance, maintenance vs monthly rental over any period.
Open calculator →The real answer: which leaves you wealthier after N years? Net-worth comparison of buying vs renting and investing the difference.
Open calculator →Expense ratio is the silent killer of long-term returns. Even a 1% difference compounded over 20 years can cost you lakhs. Here's how to screen funds the right way.
The debate isn't about which is universally better - it's about which is right for your situation, risk profile, and the market timing you actually face.
Flat subscription. Your profits are entirely yours - we never take a cut of your returns.
SmartTheta is India's AI-powered algorithmic equity trading and portfolio management platform. It builds risk-matched portfolios, audits them nightly, and provides personalised advice via an agentic AI assistant - from ₹399/month.
Algorithmic equity investing uses automated, rules-based systems to construct and manage a stock portfolio without emotional human intervention. SmartTheta makes institutional-grade equity automation accessible to individual retail investors - no coding required.
Portfolio Engine at ₹399/month and Full Stack AI at ₹599/month - both with 25% off on annual billing. It's a pure SaaS subscription: zero AUM fee, zero profit share. Your investment returns are entirely yours.
No. Your funds and shares always stay in your own broker and demat account. SmartTheta never takes custody of your money - it only builds, monitors, and advises on your portfolio. You remain in full control at all times.
None at all. A short psychometric assessment maps your risk profile, and the platform handles the screening, construction, and nightly monitoring. You get plain-language advice and alerts - no charts to read or jargon to learn.
SmartTheta launches on September 1, 2026. You can join the early-access waitlist now to lock in founder pricing and be among the first onboarded.
A small team building disciplined, research-led investing tools for India.
Join early access. Launching September 1, 2026.
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