India's AI-powered algorithmic equity platform. A personal AI agent explains every decision in plain language, so you don't just invest, you actually understand your money. Risk-matched portfolios and nightly audits, from ₹399/month.
Each layer works independently. Together, they replace an entire fund management team.
A conversational AI assistant that knows your actual portfolio. Five specialised agents - advice, research, backtesting, and personal finance.
Universe Construction Engine filters 5,000+ stocks and maps them to your exact psychometric risk score - a 6-module assessment separating financial capacity from psychological tolerance.
Order Management System routes trades through your broker account. You review and confirm - the machine handles the rest. Rolling out after launch.
Not "beat the market." Retirement. Your child's education. A house down payment. Tell us the amount and the date - we build the portfolio around it, then track the distance every single day.
Build a corpus that outlives your paycheck.
Lock in the fund years before the fee bill lands.
A fixed date - the plan turns safer as it nears.
Save on purpose, not by accident.
Liquid, protected, always within reach.
No deadline - stay fully invested, compounding.
This is the same progress view inside your SmartTheta dashboard - a real number, updated as the market moves, not a static projection.
Six free financial calculators built for Indian investors. No login required.
Step-up SIP vs lump sum with inflation adjustment, year-by-year breakdown, and compounding chart.
Open calculator →Full EMI schedule, invest vs pre-pay decision, old vs new tax regime, prepayment impact.
Open analyser →Long-term capital gains tax on equity & MFs for FY2024-25 including ₹1.25L exemption and grandfathering.
Open calculator →Retirement corpus, children's education fund, or any wealth target - with the exact monthly SIP needed.
Open planner →Total cost of ownership - EMI, depreciation, insurance, maintenance vs monthly rental over any period.
Open calculator →The real answer: which leaves you wealthier after N years? Net-worth comparison of buying vs renting and investing the difference.
Open calculator →Expense ratio is the silent killer of long-term returns. Even a 1% difference compounded over 20 years can cost you lakhs. Here's how to screen funds the right way.
The debate isn't about which is universally better - it's about which is right for your situation, risk profile, and the market timing you actually face.
Flat subscription. Your profits are entirely yours - we never take a cut of your returns.
SmartTheta is India's AI-powered algorithmic equity trading and portfolio management platform. It builds risk-matched portfolios, audits them nightly, and provides personalised advice via an agentic AI assistant - from ₹399/month.
Algorithmic equity investing uses automated, rules-based systems to construct and manage a stock portfolio without emotional human intervention. SmartTheta makes institutional-grade equity automation accessible to individual retail investors - no coding required.
Portfolio Engine at ₹399/month and Full Stack AI at ₹599/month - both with 25% off on annual billing. It's a pure SaaS subscription: zero AUM fee, zero profit share. Your investment returns are entirely yours.
No. Your funds and shares always stay in your own broker and demat account. SmartTheta never takes custody of your money - it only builds, monitors, and advises on your portfolio. You remain in full control at all times.
None at all. A short psychometric assessment maps your risk profile, and the platform handles the screening, construction, and nightly monitoring. You get plain-language advice and alerts - no charts to read or jargon to learn.
SmartTheta launches on December 9, 2026. You can join the early-access waitlist now to lock in founder pricing and be among the first onboarded.
A small team building disciplined, research-led investing tools for India.
Leads SmartTheta's financial strategy, planning, and capital allocation.
Drives SmartTheta's brand, growth, and go-to-market strategy.
Leads SmartTheta's technology, engineering, and platform architecture.
Join early access. Launching December 9, 2026.
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