Free Tool

LTCG Tax Calculator

Equity shares & mutual funds · FY2024-25 · ₹1.25L exemption · Grandfathering (Jan 31 2018) · STCG comparison

Your inputs

Asset type

Purchase date

Sale date

Purchase price per unit (₹)

Sale price per unit (₹)

Number of units / shares

Grandfathering (if purchased before Feb 1 2018)

Fair market value on Jan 31 2018 (₹ per unit)

Other gains this FY (for exemption planning)

Other LTCG already booked this FY (₹)

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Enter your details to calculate LTCG tax

LTCG rate - Equity (FY24-25)

12.5% on LTCG above ₹1.25L/year (Budget 2024). Holding period ≥ 12 months for listed equity and equity-oriented MFs.

STCG rate - Equity (FY24-25)

20% on short-term gains (holding < 12 months) for listed equity and equity MFs. Up from 15% from Jul 23 2024.

Grandfathering rule

For assets bought before Feb 1 2018, cost basis is higher of actual purchase price or Fair Market Value on Jan 31 2018. Gains before that date are exempt.

Debt MFs (post Apr 2023)

Debt MFs purchased after Apr 1 2023 are taxed at slab rate regardless of holding period. No LTCG benefit available.

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This calculator provides illustrative estimates based on FY2024-25 tax rules as understood at time of publication. Tax laws change; consult a qualified CA before filing. Not investment or tax advice. SmartTheta is a product of Chronoquant Technologies.